Given the state of our economy one of the most common questions I’m asked is when a family that has gone through a short sale, or foreclosure or bankruptcy, would be eligible to purchase a home. The following gives you a general idea of what the requirements are.…

Retirement assets to be considered in qualifying for conventional loans under new Fannie Mae & Freddie Mac policies. Should add flexibility for retired individuals wanting a conventional loan. One of the unfortunate outcomes of the economic crisis since 2008 has been perfectly well-qualified borrowers that cannot get a…

A Risky Lifeline for the Elderly Is Costing Some Their Home Anyone considering a reverse mortgage for themselves or their parents should read this story .. Not because it’s accurate but because it does raise the important considerations anyone should be aware of when they consider a reverse…

  The first 72 hours after an emergency event you will likely be on your own.  Having a portable 72-hour kit for each member of the family will put you in a position to survive and take care of your family.  There is a good chance you will…

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