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Buy or Sell in 2023

Should You Buy or Sell Your Home in 2023? Are you wondering if there are benefits to buying a home in the existing market? Theanswer is yes for many reasons.1. Rising Property ValuesLet’s begin with a big one and that is rising property values. Interest rates are notthe only thing that increased over the past… Continue reading Buy or Sell in 2023

Fire your landlord in 2023

Fire Your Landlord in 2023!If you are tired of paying your landlord’s mortgage and have decided that 2023 is theyear you are going to start building your own wealth and not your landlord’s, then payattention! I am going to share exactly what you need to buy your own home in 2023.Why is this important? Owning… Continue reading Fire your landlord in 2023

The 2-1 Buydown Strategy

2:1 Buydown Strategy is Marketed a lot –but it is a Good Idea? A “2:1 buydown strategy” is marketed heavily as a way to lower payments for a homebuyersince interest rates have jumped up. It can help sellers market their property and attract a buyer.It can help a buyer with lower payments in the first… Continue reading The 2-1 Buydown Strategy

What to do When the Appraisal Comes in Lower Then the Sales Price

WHAT DO TO WHEN THE APPRAISAL COMES IN LOWERTHEN THE SALES PRICE In today’s market it is not unusual to make an offer on a house and have the appraisalcome in lower than your offer. You may be wondering what you should do, and can youeven get financing for your home if the appraisal comes… Continue reading What to do When the Appraisal Comes in Lower Then the Sales Price

Advantages to Buying a Duplex

Advantages to Buying a Duplex Whether you are buying your first home, or a home to get your parents closer to you, you maywant to consider buying a duplex. This may sound crazy, but there are several advantages to buying a duplex, including beingable to live in one side and rent out the other side,… Continue reading Advantages to Buying a Duplex

Closing Documents

  Documentation You Need for Closing Important documents you will need to close on your home loan.There are both state and local laws that will dictate the documents you need for closingas well as how you will close on your home loan. Although these laws vary, themortgage loan settlement has many very standard legal documents… Continue reading Closing Documents

How to Get a Mortgage if You’re Self-Employed

How to Get a Loan When You Are Self-Employed If you own your own business and are self-employed, you may be wondering how hard it is to get a mortgage. I am going to review loan program options, qualification, and requirements for self-employed borrowers. Traditional W-2 wage earners are generally able to qualify for a… Continue reading How to Get a Mortgage if You’re Self-Employed

8 Things You Didn’t Know About USDA Home Loans

8 Things You Didn’t Know about the USDA Home Loan USDA loans are low-interest home loans with zero down payments designed for low-income Americans who don’t qualify for traditional mortgages. You must use a USDA loan to buy a home in a designated area that covers several rural and suburban locations. 8 things you didn’t… Continue reading 8 Things You Didn’t Know About USDA Home Loans

FHA Minimum Property Standards

Understanding FHA Minimum Property Standards When you move into a home, you have every right to expect it to be safe and ready for you to inhabit. Borrowers and lenders both benefit from FHA minimum property standards. While some are pretty basic, having these spelled out sets a minimum livability standard. The FHA’s minimum property… Continue reading FHA Minimum Property Standards

How to Live Well in Retirement

  Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint… Continue reading How to Live Well in Retirement

Buying a Home with a Reverse Mortgage

You’re a senior, and you’ve discovered that your current home is no longer meeting your needs. You’d love to move to make life easier, but with home prices reaching historic highs, you simply can’t afford it. Fortunately, there is a way to double your purchasing power and move into a newer home. A reverse mortgage,… Continue reading Buying a Home with a Reverse Mortgage

Common Mis-Conceptions about a Reverse Mortgage

Here are some of the most common misconceptions about reverse mortgages. You do not have to give up the title of your home. You remain the owner, and you don’t have to own your home outright to qualify for a reverse mortgage. A reverse mortgage is not a loan of last resort for broke or… Continue reading Common Mis-Conceptions about a Reverse Mortgage